Welcome to Wurthy. Please read these Terms of Service (the “Terms”) to learn the rules and restrictions that govern your use of our Website(s), products, services, and applications (the “Services”).


These Terms are a binding contract between individuals who use our Services (“Users”) and WURTHY, INC. (“Wurthy,” “we” and “us”). By accessing wurthy.com (“Website”) or otherwise using the Services you agree to these Terms. By using the Services, you also agree to the Wurthy Privacy Policy which is incorporated into these Terms.


Wurthy connects individuals providing certain goods and services (“Sellers”) and individuals looking to acquire those goods and services (“Buyers”). When we use the words “you” or “Users” in these Terms, it refers to any User, regardless of whether the User is a Seller or Buyer, while if we use one of those specific terms, it only applies to that category of User.


Please read these Terms carefully. They cover important information about Services provided to you. PLEASE NOTE THAT YOUR USE OF AND ACCESS TO OUR SERVICES ARE SUBJECT TO THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER.


ARBITRATION NOTICE AND CLASS ACTION WAIVER: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE ARBITRATION AGREEMENT SECTION BELOW, YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.


Use of the Services


By using the Wurthy Services to purchase goods or services, you represent and warrant that you are of legal age to form a binding contract. Additionally, you must have a U.S. bank account to use the Wurthy Services.


If you’re agreeing to these Terms on behalf of an organization or entity, you represent and warrant that you are authorized to agree to these Terms on that organization’s or entity’s behalf and bind them to these Terms (in which case, the references to “you” and “your” in these Terms, except for in this sentence, refer to that organization or entity).


You also agree to comply with all laws that may apply to you or your use of the Services. We are not responsible if you use the Services in a way that breaks the law.


Interactions between Buyers and Sellers


Wurthy enables connections between Buyers and Sellers for the purchase of goods and services (“Seller Goods”), but Wurthy does not directly offer Seller Goods. Wurthy is not responsible for the quality, suitability, or delivery of Seller Goods. Buyers are responsible for making their own determinations that the Seller Goods are suitable.


Similarly, Wurthy does not guarantee a Buyer’s financial condition or ability or willingness to pay. Wurthy is not responsible in the event that a Buyer is unable to make one or more payments to a Seller. Any reference on the Wurthy Services to a Buyer being verified (including “background checked,” “vetted” or similar language or designation) indicates only that the Buyer has completed a relevant account registration process or met certain criteria and does not represent anything else. Any such description is not an endorsement, certification or guarantee by Wurthy of such Buyer’s identity, creditworthiness or other qualifications. Sellers are responsible for making their own determination that they wish to enter into a transaction with a Buyer.


Wurthy does not review, manage, or control communications between Buyers and Sellers. This includes but is not limited to information that is posted on the Wurthy app or website, messages between Buyers and Sellers, or any other online or offline communications.


You acknowledge that Wurthy does not supervise, direct, control or monitor Buyers or Sellers and that Wurthy expressly disclaims any responsibility and liability for the Seller Goods or payment for the Seller Goods, including but not limited to any warranty or condition of quality or fitness for a particular purpose, or compliance with any law, regulation, or code.


Terms relating to Sellers


As a Seller, you agree not to collect any information from or relating to Buyers (“Buyer Information”), whether via the Services, in the course of offering Seller Goods, or otherwise, beyond what is permitted by Wurthy’s Services. Sellers also agree not to use any Buyer Information for any purpose other than to offer Seller Goods through Wurthy, to enter into a transaction with a Buyer, and to obtain payment from a buyer through Wurthy. Sellers agree not to provide any Buyer Information to any third party. Sellers agrees to collect, use, maintain, and transmit all Buyer Information in compliance with all applicable laws. Sellers agree to completely destroy all Buyer Information (including any Seller Information in the possession of any third party or agent of Seller) after Seller has delivered Seller Goods to a Buyer and received payment in full for Seller Goods.


Sellers agree that certain items may not be sold through Wurthy’s Services. Please see our Prohibited Item Policy for more information.


Terms relating to Buyers


Prior to using the Wurthy Services, Buyers are required to complete certain identity verification and credit checks. You agree to provide complete and accurate information to Wurthy as part of this process. You authorize Wurthy and its banking partners to obtain consumer reports in order to evaluate your application for the Service, to help a seller of goods determine whether you will be offered an installment payment plan, and to administer your account including collecting from you any amounts owed and relating to purchases made using the Wurthy Services. You understand that applying for an installment payment plan may affect your credit score.


Formation of a contract


You agree and acknowledge that a legally binding contract between Buyer and Seller (the “Contract”) is formed when you agree on the terms of purchase for a Seller Good through the Wurthy Services. Contract terms will vary based on the Seller Goods and other terms to be agreed between Buyers and Sellers including with respect to payment and shipping terms.


Before completing any transaction or forming any Contract, you will have an opportunity to review all applicable terms, including Buyer’s promise to pay the agreed purchase price and Seller’s promise to provide the Seller Goods. Both Buyers and Sellers must confirm and affirmatively accept the terms of the Contract prior to completion of any sale.


Once confirmed and accepted, the Contract will be binding, and no cancellations are permitted unless mutually agreed by the parties or permitted under the Wurthy Cancellation and Returns Policy.


You agree that Wurthy is not a party to the Contract, and the terms of the Contract will not expand Wurthy’s obligations or restrict Wurthy’s rights under these Terms. Users do not have authority to enter into any contracts on behalf of Wurthy in any form, including but not limited to written, oral, implied, or express contracts.


No warranties


Wurthy and its licensors, suppliers, partners, parent, subsidiaries or affiliated entities, and each of their respective officers, directors, members, employees, consultants, contract employees, representatives and agents, and each of their respective successors and assigns (Wurthy and all such parties together, the “Wurthy Parties”) make no representations or warranties concerning the Services, including without limitation regarding any transactions entered into through the Services or Content (as defined below) contained in or accessed through the Services. The Wurthy Parties will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services or any claims, actions, suits procedures, costs, expenses, damages or liabilities arising out of use of, or in any way related to your participation in, the Services. The Wurthy Parties make no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through or in connection with the Services, including any Seller Goods.


ALL SERVICES AND CONTENT ARE PROVIDED ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.


Prohibited uses


You represent, warrant, and agree that you will not provide or contribute anything to the Services, or otherwise use or interact with the Services, in a manner that:


(a) infringes or violates the intellectual property rights or any other rights of anyone else (including Wurthy);


(b) violates any law or regulation, including, without limitation, any applicable export control laws, privacy laws, or any other purpose not reasonably intended by Wurthy;


(c) is dangerous, harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable;


(d) attempts, in any manner, to obtain the password, account, or other security information from any other User;


(e) violates the security of any computer network, or cracks any passwords or security encryption codes;


(f) runs Maillist, Listserv, any form of auto-responder or “spam” on the Services, or any other processes interfere with the proper working of the Services (including by placing an unreasonable load on the Services’ infrastructure);


(g)copies, stores, or obtains data from the Services through automated or manual means, including but not limited to “crawling,” “scraping,” or “spidering”;


(h) decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information relating to the Services.


We may terminate your right to use the Services for any reason at our sole discretion, including any of actions described above.


Intellectual Property Rights and Restrictions


Protected Content, Limitations on Use


The materials available on or through the Services, including, but not limited to, text, graphics, data, articles, photos, images, illustrations, User Submissions (as defined below) and so forth (all of the foregoing, the “Content”) are protected by copyright and/or other intellectual property laws.


You promise to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content you access through the Services, and you agree not to use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell, commercialize or otherwise exploit for any purpose any Content not owned by you, (i) without the prior consent of all owners of that Content or (ii) in a way that violates someone else’s (including Wurthy’s) rights.


Use, reproduction, modification, distribution, or storage of any Content for any purpose other than using the Services is expressly prohibited without prior written permission from us. You agree not to modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided in this Section), create derivative works based on, or otherwise exploit any of the Services. The Services may allow you to copy or download certain Content, but even where these functionalities exist, all the restrictions in this section still apply.


User Submissions


Anything you post, upload, share, store, or otherwise provide through the Services is a “User Submission.” Some User Submissions may be viewable by other Users. You are solely responsible for all User Submissions you contribute to the Services. You represent that all User Submissions submitted by you are accurate, complete, up-to-date, and in compliance with all applicable laws, rules and regulations.


You agree that you will not post, upload, share, store, or otherwise provide through the Services any User Submissions that: (i) infringe any third party’s copyrights or other rights (e.g., trademark, privacy rights, etc.); (ii) contain sexually explicit content or pornography; (iii) contain hateful, defamatory, or discriminatory content or incite hatred against any individual or group; (iv) exploit minors; (v) depict, endorse, or encourage unlawful acts or extreme violence; (vi) depict animal cruelty or extreme violence towards animals; (vii) promote fraudulent schemes, multi-level marketing (MLM) schemes, get rich quick schemes, online gaming and gambling, cash gifting, work from home businesses, or any other dubious money-making ventures; or (viii) that violate any law. We may reject any User Submission that, in our sole discretion, violates these restrictions.


By submitting User Submissions through the Services, you hereby grant Wurthy a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable, and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit User Submissions, including without limitation for promoting this site or the Services (and derivative works thereof) in any media formats and through any media channels (including, without limitation, third party websites and feeds).


Responsibility for Content and transactions


Any information or Content publicly posted or privately transmitted through the Services is the sole responsibility of the person from whom such Content originated, and you access all such information and Content at your own risk. We are not liable for any errors or omissions in that information or Content or for any damages or loss you might suffer in connection with it. We cannot control and have no duty to take any action regarding how you may interpret and use the Content or what actions you may take as a result of having been exposed to the Content, and you hereby release us from all liability for you having acquired or not acquired Content through the Services.


You are responsible for all Content you contribute, in any manner, to the Services, and you represent and warrant you have all rights necessary to contribute any such content.


The Services may contain links or connections to third-party websites or services that are not owned or controlled by Wurthy. When you access third-party websites or use third-party services, you accept that there are risks in doing so, and that Wurthy is not responsible for such risks. Wurthy has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third-party websites or by any third party that you interact with through the Services. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third-party website or service.


If there is a dispute between participants on this site or Services, or between Users and any third party, you agree that Wurthy is under no obligation to become involved. In the event that you have a dispute with one or more Users, you release the Wurthy Parties from claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services. You shall and hereby do waive California Civil Code Section 1542 or any similar law of any jurisdiction, which says in substance: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”


Use of third parties


We may rely on third party providers to assist us in providing the Wurthy Services to you. By linking your bank account to the Wurthy Services, you authorize us and our third-party providers to access your financial accounts on your behalf as necessary to provide the Wurthy Services. You agree that use of the Wurthy Services may require that you enter into separate agreements with third party providers, including our banking partners.


Changes to these Terms


As we develop our Services, we may need to make changes to these Terms. We reserve the right to change the Terms at any time. If we do so, we will provide you notice as required by law. You can always find the most recent version of our Terms at our Website, including the date on which those terms became effective.


By using the Services after we change these Terms, you agree to the version of the Terms in effect at that time. If you do not agree to changes that we have made to these Terms, you can reject them by no longer using the Services.


Except for changes by us as described here, no other amendment or modification of these Terms will be effective unless in writing and signed by both you and us.


Arbitration Agreement


Please read the following section (“Arbitration Agreement”) carefully. This Arbitration Agreement requires you to arbitrate certain disputes and claims with Wurthy and limits the manner in which you can seek relief from Wurthy. If you do not opt out of this Arbitration Agreement using the process below, you may be required to resolve any Claims through arbitration, even though you may prefer to litigate such Claims in court. You are waiving any rights to bring Claims in court or before a jury. You are also waiving your right to participate in a class action lawsuit, class action arbitration, or any other representative action with respect to any Claim.


If you have a problem or dispute, we will try our best to resolve it. If we are unsuccessful, you may pursue your claim as set forth in this section. This Arbitration Agreement shall be governed in all respects by California law, without regard to its or any other jurisdiction’s choice of law provisions.


(a) Beneficiaries of this Arbitration Agreement. Both you and Wurthy acknowledge and agree that for the purposes of any dispute arising out of or relating to the subject matter of these Terms, Wurthy’s licensors, suppliers, partners, parent, subsidiaries or affiliated entities, and each of their respective officers, directors, members, employees, consultants, contract employees, representatives and agents, and each of their respective successors and assigns are third-party beneficiaries of these Terms, and that upon your acceptance of these Terms, the Wurthy Parties will have the right (and will be deemed to have accepted the right) to enforce these Terms against you. For purposes of this Arbitration Agreement, you and all Wurthy Parties are collectively the “Parties.”


(b) Definition of a Claim. This Arbitration Agreement is very broad and applies to any claim, dispute or controversy (whether in contract, tort or otherwise, whether preexisting, present or future, and including statutory, common law, intentional tort and equitable claims) between you and any Wurthy Party arising from or relating to these Terms, their interpretation or breach, termination or validity, the relationships which result from these Terms (including, to the full extent permitted by applicable law, relationships with third parties who are not signatories to these Terms), the Website and Services, our advertising, or any related transaction (a “Claim”).


(c) Agreement to Attempt to Resolve a Claim Informally. It is in all the parties’ interests to resolve any issues as quickly and cost-effectively as possible. Therefore, the parties agree to attempt to resolve any Dispute informally for at least 45 days before initiating arbitration. The 45-day period begins upon receipt of written notice from one party to the other (“Notice of Dispute”). The Notice of Dispute must: (a) include the full name and contact information of the party raising the Dispute; (b) describe the nature and basis of the Dispute; and (c) explain what relief is being sought. We will send our Notice of Dispute to either your billing or email address, or both. You must send your Notice of Dispute to the following address: Attn: Wurthy Legal, 5-5226 Kuhio Hwy, PO Box 1203, Hanalei, HI 96714.


Any offers to settle the Dispute made during the 45-day informal dispute resolution period shall be confidential and shall not be disclosed to the arbitrator in any subsequent arbitration proceeding.


The parties expressly agree that, if either party initiates an arbitration proceeding without first attempting informal resolution of a Dispute as set forth in this section, such arbitration proceeding may be immediately administratively terminated upon the request of any party.


(d) Binding Arbitration Rules; applicability of Arbitration Agreement. The Parties agree that if the parties cannot resolve a Claim informally, either party may elect to have the Claim finally and exclusively resolved by the confidential, binding arbitration, including Claims challenging the validity or enforceability of this Arbitration Agreement. Any election to arbitrate by one party shall be final and binding on the other party. The Parties shall use their best efforts to settle any and all Claims directly through good-faith negotiations, which shall be a precondition to either party initiating arbitration. The arbitration will proceed in the English language, in accordance with the American Arbitration Association Rules under it’s Consumer Arbitration Rules (the “Rules”), with the following modifications to those rules: Arbitration fees and costs shall be governed by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, or if you send us proof to the Notice of Dispute address above indicating that you are unable to pay the administrative fees required to initiate an arbitration, we will pay all AAA administrative fees.


If the total demand sought in the Dispute does not exceed $25,000, the arbitration will be presumed to be conducted solely on the basis of written submissions. However, the Arbitrator shall maintain the discretion, upon the specific request of a party, to require a face-to-face hearing.


The parties may bring any dispositive motion or motions during the course of the proceedings. The arbitrator shall make a decision in writing, which will include the findings and conclusions on which the decision is based.


The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. A party may litigate in court to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator. For such purposes, you and Wurthy agree to submit to the personal and exclusive jurisdiction of the federal and California state courts in San Francisco County.


Arbitration rules and forms may be obtained from AAA at https://www.adr.org or by calling AAA at 1-800-778-7879.


(e) Initiating arbitration. Any Party covered by this Arbitration Agreement may initiate arbitration of a Claim, subsequent to the 45 day period where the parties attempt to resolve the claim informally, by providing written notice to the other party or filing a motion to compel arbitration. The complaining Party is responsible for initiating the arbitration process. Any Party may elect to arbitrate a Claim subsequent to the 45 day period in which the parties attempt to resolve any Claim informally, including after a complaint has been filed in court.


(f) Waiver of jury trial. ALL PARTIES AGREE TO WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR JURY. The Parties are instead choosing to have Claims resolved by arbitration. Arbitration procedures are typically more limited, more efficient, and less costly than rules applicable in court. Arbitrations are subject to very limited review by a court. In any litigation between the Parties over whether to vacate or enforce an arbitration award, all Parties waive their rights to a jury trial, and elect instead to have the Claim be resolved by a judge.


(g) Waiver of class or consolidated actions. ALL CLAIMS WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. If, however, this waiver of class or consolidated actions is deemed invalid or unenforceable, neither you nor Wurthy is entitled to arbitration; instead all Claims must be resolved in a court as set forth in (j) below.


(h) Claims Notice and Special Payment. If you have a Claim, you may give us written notice of the Claim (“Claim Notice”) at least 30 days before initiating arbitration. Your Claim Notice must include your name, address, and [account number OR ANY OTHER IDENTIFIER WURTHY MAY HAVE] and identify the nature of your Claim and all supporting facts. You should send your Claim Notice to us at 5-5226 Kuhio Hwy #1203 Hanalei, Hawaii 96714 (or another address we provide to you). If, and only if, (1) you submit a Claim Notice on your own behalf (and not on behalf of another party); and (2) an arbitrator finds in your favor on the merits of your Claim and issues you an award that—excluding arbitration fees, attorneys’ fees, and costs awarded by the arbitrator—exceeds the value of our last written settlement offer before an arbitrator was selected, you will be entitled to the amount of the award or [$5,000 OR SOME OTHER AMOUNT], whichever is greater. If you are entitled to the $5,000, you will receive in addition any arbitration fees or attorneys’ fees and costs awarded by the arbitrator. If the arbitrator finds in your favor and issues an award that—excluding arbitration fees, attorneys’ fees, and costs awarded by the arbitrator—is less than the value of our last written settlement offer, you will be entitled to the amount of the award.


(i) Opt-out. You have the right to opt out of this Arbitration Agreement by sending written notice of your decision to opt out to the following address: 5-5226 Kuhio Hwy #1203 Hanalei, Hawaii 96714 postmarked within thirty (30) days of first accepting these Terms. You must include (i) your name and residence address, (ii) the email address and/or telephone number associated with your account, and (iii) a clear statement that you want to opt out of these Terms’ arbitration agreement.


(j) Exclusive venue. If you provide us an opt-out notice, or in any circumstances where this Arbitration Agreement permits either you or Wurthy to litigate any Claim in court, then all Parties agree that any judicial proceeding (other than small claims actions) will be brought in the federal or California state courts located in San Francisco County.


(k) Amendments to the Arbitration Agreement. The “Changes to these Terms” section of these Terms does not apply to this Arbitration Agreement. Instead, you agree that we may amend this Arbitration Agreement, and that any such amendment is effective upon written or electronic notice to you at the most recent physical or email address we have on file. Any amendment to the Arbitration Agreement shall only apply to Claims that accrue after we provide you with notice, and shall not apply to any Claim that has accrued prior to us providing you with notice. If you do not agree to the amendment, you may provide us notice by using the opt out procedure and providing the information required in (j) above. If you do not agree to the amendment you will not be bound by the amendment, and will instead be bound by the original Arbitration Agreement.


(l) Severability, survival, and modification. If the prohibition against class actions and other Claims brought on behalf of third parties contained above is found to be unenforceable, then all of the preceding language in this Arbitration Agreement section will be null and void. This arbitration agreement will survive the termination of your relationship with Wurthy.


Limitation of liability and indemnification


TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL ANY WURTHY PARTIES BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, (B) ANY SUBSTITUTE GOODS, SERVICES OR TECHNOLOGY, (C) ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF ONE-HUNDRED ($100) DOLLARS OR (D) ANY MATTER BEYOND OUR REASONABLE CONTROL. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL OR CERTAIN OTHER DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.w


You agree to indemnify and hold the Wurthy Parties harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) arising from or in any way related to (a) your use of the Services and (b) your violation of these Terms. In the event of such a claim, suit, or action (“Claim”), we will attempt to provide notice of the Claim to you using the contact information we have for your account (provided that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder).


Miscellaneous


You may not assign, delegate, or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without Wurthy’s prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without your consent. Our decision not to exercise our rights under these Terms shall not be deemed a waiver of our rights.


You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services, provided that the Wurthy may, in its sole discretion, do any of the foregoing on your behalf or for itself as it sees fit.


These Terms are governed by and will be construed under the Federal Arbitration Act, applicable federal law, and the laws of the State of Delaware, without regard to the conflicts of laws provisions thereof.

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable.


You and Wurthy agree that these Terms are the complete and exclusive statement of the mutual understanding between you and Wurthy, and that these Terms supersede and cancel all previous written and oral agreements, communications, and other understandings relating to the subject matter of these Terms.


Except as expressly set forth above, you and Wurthy agree there are no third-party beneficiaries intended under these Terms.


How to contact us


We would love to hear from you! If you have any questions regarding these Terms or the Services, please contact us at:


Email: support@wurthy.co
Phone: +1 (415) 234-3881
Address: 5-5226 Kuhio Hwy #1203 Hanalei, Hawaii 96714